Purrfect Properties Blog

Posts Tagged ‘Jeanine Osborne’

Local White Rock REALTOR® Review!

Wednesday, August 17th, 2022

I am always looking for ways to improve my services and the products I offer to my clients here in White Rock. Don’t take my word for it though. Here’s what Mr. K. had to say for his REALTOR® review:
 

Local White Rock REALTOR® review

Local White Rock REALTOR® review


 
You are a beautiful person that I would hire in a minute! You have my full respect. You are very businesslike, easy going, and above all you honestly care for the people you work for or come in contact with. – Robert K.
 

WHAT DO REALTORS® DO FOR BUYERS?

1. Introduce you to excellent mortgage lenders in our area
2. Make you aware of applicable taxes and typical transaction costs
3. Offer feedback on neighbourhoods and stratas
4. Easy email -MLS® search set up
5. Book showings and tour you through applicable homes
6. Prepare your offer documents (approximately 30 pages worth)
7. Negotiate terms and price with yourself and the seller
8. Assist your review of all applicable documents regarding your due diligence
9. Hand your keys over on closing day!
 

REMEMBER, HIRING A REALTOR® AS A BUYER IS FREE

Buyer’s do not pay commissions. The seller pays the fee for your REALTOR®.
 
This structure makes these services at no cost to the buyer, their experience, education, and time comes at no cost to the buyer!
 

TO VIEW HOMES FOR SALE IN THE LOWER MAINLAND – CLICK HERE

 

TO SPEAK WITH JEANINE OSBORNE, REALTOR® – CLICK HERE

 

TO VIEW MY OTHER TESTIMONIALS – CLICK HERE

FIRST TIME HOMEBUYERS INCENTIVE PLAN

Monday, June 6th, 2022

On September 2nd, 2019 the First Time Homebuyers Incentive Plan started. This program allows first time homebuyers to share their equity with the Government of Canada and reduce their monthly mortgage payments.
 

First Time Homebuyers Incentive Plan

First Time Homebuyers Incentive Plan


 

Qualifying for the First Time Homebuyers Incentive Plan

5% can be shared on existing homes and 10% on new construction homes This is given via an interest free loan. Applications begin September 2nd, 2019 but must fund after November 1,2019. Minimum down payment is still required (savings, RRSPs, Gift). Borrowed down payments are not eligible. Household income cannot exceed $120,000. The combined mortgage and incentive amount cannot exceed 4 times the qualified income amount. The loan must be paid back when the property is sold or after 25 years. Repayment is based on the property’s fair market value. The incentive is registered as a second mortgage on the title.
 

What is considered a First Time Homebuyer?

You are considered a first-time homebuyer if you meet one of the following criteria:
-you have never purchased a home before.
-you have gone through a breakdown of a marriage or common-law partnership (even if you don’t meet the other first-time home buyer requirements).
-in the last 4 years, you did not occupy a home that you or your current spouse or common-law partner owned.
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HOMESELLER SERIES: HOW TO PREPARE FOR YOUR MOVE

Tuesday, May 24th, 2022

 

Homeseller Series - How to Prepare for Your Move

Homeseller Series – How to Prepare for Your Move


 

Update your mailing address.

Fill out a change-of-address form at your local post office.
 

Change your address with important service providers.

Such as your bank(s), credit companies, magazine subscriptions, and others.
 

Create a list of people who will need your new address.

Whether you plan on sending formal change-of-address notices in the mail or just e-mailing the family members, friends, and colleagues who should be informed, a list will ensure no one gets left out.
 

Contact utility companies.

Make sure they’re aware of your move date, and arrange for service at your new home if the service provider will remain the same.
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HOMESELLER SERIES: HOW TO IMPROVE THE ODDS OF AN OFFER

Tuesday, May 24th, 2022

So your home is super clean, you’ve signed up the best REALTOR® you know and you’re wondering what else you can do to get an offer on your table. Let’s take a quick look at some of the little details that can help you along your journey and omprove the odds of an offer.
 

Homeseller Series - How To Improve the Odds of an Offer

Homeseller Series – How To Improve the Odds of an Offer


 

Price it right.

Set a price at the lower end of your property’s realistic price range. Consider:
Comparable properties: A “comp” is what real estate professionals call home sales that can be reasonably used to help determine the price of your home. But just because you’re in the same neighborhood doesn’t mean that the houses will sell for the same amount. Your real estate professional will help you determine how to compare your home in terms of size, upkeep, and amenities.
 
Competition: How many other houses are for sale in your area right now? Are you competing against new homes or condos for sale in the area?
 
Contingencies: Do you have special needs that might turn away buyers? A common one is refusing to be flexible about a moving date.
 
Accuracy: Studies show homes priced more than 3 percent over the correct price take longer to sell.
 

Prepare for visitors.

Get your house market-ready at least two weeks before you begin showing it. Make all your repairs, and then do a deep clean (or hire a cleaning service to help).
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HOMESELLER SERIES: HOW TO CLEAN WHEN YOUR HOME IS FOR SALE

Tuesday, May 24th, 2022

Executing a deep clean before putting your home on the market will not only help it shine, but it will make tidiness easier to maintain between showings. Here are some power-cleaning tips to use when your home is for sale.
 

Homeseller Series - How to Clean When  Your Home is For Sale

Homeseller Series – How to Clean When Your Home is For Sale


 

Clean windows make a huge difference.

Remove window screens and place them outside on a tarp or other clean, waterproof surface. Use a garden hose, an all-purpose cleaner, and a soft brush to gently clean the screens. You don’t need anything special to polish up window glass; just mix a solution of one part white vinegar to eight parts water, plus a drop or two of dishwashing liquid in a spray bottle. Wipe with newspaper to avoid streaks. (Washing on a cloudy day also reduces streaking.)
 

The fridge is the most common source of kitchen smells.

Check the drip tray underneath your refrigerator and wash out any standing water from defrosting. Scrub the inside of the fridge with a baking soda and water solution. Activated charcoal in the fridge can help keep odors at bay.
 

Think outside the house.

It’s amazing the difference a sparkling entryway makes to your home’s curb appeal. Wipe down your front door, give the doormat a good shake/vacuum, and make sure dust and dirt haven’t collected on outdoor furniture. Use a pressure washer to give your driveway and garage floor a good cleaning. The acidity in dark cola drinks can help remove oil, rust, and grease stains, along with a little elbow grease.
 
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HOMESELLER SERIES – HOW TO PREPARE FOR THE 3D TOUR

Tuesday, May 24th, 2022

With the majority of buyers shopping for homes online, high-resolution slide shows and video tours are a must. Here’s how to make your home shine on camera and prepare your home for the 3D tour technician.
 

Homeseller Series - How to Prepare for the 3D Tour

Homeseller Series – How to Prepare for the 3D Tour


 

Understand the camera’s perspective.

The camera’s eye is different from the human eye. It magnifies clutter and poor furniture arrangement so that even a home that feels comfortable in person can look jumbled online.
 

Make it spotless.

Cameras also tend to magnify grime. Don’t forget floor coverings and walls; a spot on a rug might be overlooked during a regular home showing, but it could become a focal point online.
 

Know what to leave.

You want to avoid clutter, but try to have three items of varying heights on each surface. On an end table you can place a tall lamp (high), a small plant (medium), and a book (low).
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HOMESELLER SERIES – HOMESELLER ROAD MAP

Tuesday, May 24th, 2022

In this edition of my Homseller Series, we will take a look at the steps involved in selling your home. You can consider this your Homeseller Road Map. Follow along with me:
 

Homeseller series - Homeseller Road Map

Homeseller series – Homeseller Road Map


 

STEP 1 – Tour

Meet with Jeanine Osborne, REALTOR® and complete Homeseller TOUR.
 

STEP 2 – Complete

Prepare home for photos and COMPLETE homeseller listing agreements.
 

STEP 3 – Review

REVIEW best showing practices.
 
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HOMESELLER SERIES- HOW TO PREPARE TO SELL A HOME

Tuesday, May 24th, 2022

Selling your home can take a lot of planning and effort, but with the right team and the the right timing it can also be a very rewarding experience. It’s really like the age old question, “which came first the chicken or the egg.” In this case the question becomes, “whom should I speak with first, a lender or a REALTOR®?” Speaking with either of these professionals is the best place to start preparing to sell your home. If you speak with me first, I can give you the names of some of the best mortgage brokers/lenders I’ve been able to find in this industry.
 

Homeseller series - How to Prepare to Sell Your Home

Homeseller series – How to Prepare to Sell Your Home


 

Talk to mortgage brokers.

Many first-time homesellers don’t take the time to get prequalified. They also often don’t take the time to shop around to find the best mortgage for their particular situation. It’s important to ask plenty of questions and make sure you understand your pre-payment penalty cost.
 

Consider a pre-sale home inspection.

An inspector will be able to give you a good indication of the trouble areas that will stand out to potential buyers, and you’ll be able to make repairs before open houses begin.
 

Find a trusted partner.

It’s absolutely vital that you find a real estate professional who understands your goals and who is ready and able to guide you through the homeselling process.
 

Organize and clean.

Pare down clutter and pack up your least-used items, such as large blenders and other kitchen tools, out-of-season clothes, toys, and seasonal items. Store items off-site or in boxes neatly arranged in the garage or basement. Clean the windows, carpets, walls, lighting fixtures, and baseboards to make the house shine.
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HOMESELLER SERIES – HOW TO UNDERSTAND THE APPRAISAL

Tuesday, May 24th, 2022

Once you are under contract, the buyer’s lender will send out an appraiser to make sure the purchase price is in line with the property’s value. This step is generally only taken when there is a minimum 20% downpayment. Here’s how to understand the appraisal.
 

Homeseller Sereies: How to Understand the Appraisal

Homeseller Series: How to Understand the Appraisal


 

Appraisals help guide mortgage terms.

All Homebuyers with 20% downpayment will need an appraisal to get a mortgage on a property. The appraised value of a home is an important factor in the loan underwriting process. Although lenders may use the sale price to determine the amount of the mortgage they will offer, they generally only do so when the property is sold for less than the appraisal amount. Also, the loan-to-value ratio is based on the appraised value and helps lenders figure out how much money may be borrowed to purchase the property and under what terms. If the LTV is high, the lender is more likely to require the borrower to purchase private mortgage insurance.
 

Appraised value is not a concrete number.

Appraisals provide a professional opinion of value, but they aren’t an exact science. Appraisals may differ quite a bit depending on when they’re done and who’s doing them. Changes in market conditions also can dramatically alter appraised value.
 
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HOMESELLER SERIES: HOW TO CALCULATE YOUR NET

Tuesday, May 24th, 2022

In this edition of my Homeseller Guide, we are taking a look at some of the costs that come up as a Seller. Often, there are pre-payment penalties on Fixed Rate mortgages and the additional cost can make or break a sale for some people. Let’s take a closer look at those costs and the formula for how a seller can calculate their net.
 

Homeseller Series - Calculating Your Net

Homeseller Series – Calculating Your Net


 

LIST PRICE- ____________

This is the price you list your home for sale on MLS®.
 

SALE PRICE- ____________ MINUS

The price your home actually sells for.
 

STRATA DOCS- $300-$600 MINUS

Only applicable if you own a strata property.
 
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HOMESELLER SERIES: REVIEW THE MARKETING PLAN

Thursday, May 19th, 2022

Homeseller Series: Review the Marketing Plan

Homeseller Series: Review the Marketing Plan


 

Communication Counts.

While many agents work to get signs on lawns, I work to sell properties. To do that requires consistent communication, and honesty about feedback and pricing strategies. I work hard to answer my clients both quickly and honestly.
 

3D Matterport Tour.

I will ensure your property is presented with as much information as possible. I choose to market your home using the Matterport 3D Tour. Immersive 3D experiences so real, they’re like being there!Matterport 3D Showcase is unlike any other real estate virtual tours. It’s the most realistic, immersive way to experience a property online.
 
“Matterport 3D Showcase is a better real estate virtual tour: an immersive, 360º virtual experience that engages buyers, delights sellers. Traditional photography or a flat floor plan can’t tell the story of how you live in a multi-story home. The doll house view, elevator tool and ability to ‘walk’ through the home is critical to a true understanding of the home’s value to the individual.”
 

Professional Photography.

Includes 360 degree left-right photography and 300 degree vertical images:
 
Output Pano Pixels: 134.2 MP, equirectangular; Lens: 4K Full Glass, White Balancing: Automatic full-model, 360° (left-right) x 300° (vertical) field of view.
 

Floor Plan.

There are many types of buyers and engagers in the buyers market. Each has a different preference of how they want to learn about a prospective purchase. Plenty of buyers like looking at traditional floor plans to ‘see’ the layout of a home. Your home will have a deconstructed floor plan created, to see more, please review the sample brochure in your listing package.
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HOMESELLER SERIES: 7 REASONS A SELLER SHOULD HIRE A REALTOR®

Thursday, May 19th, 2022

Homeseller Series - 7 Reasons a Homeseller Should Hire a Realtor

Homeseller Series – 7 Reasons a Homeseller Should Hire a Realtor


 
REALTORS® aren’t just agents. They’re professional members of the Canadian Real Estate association, the Real Estate Council of B.C. as well as your local REALTORS® membership board and subscribe to its strict code of ethics. These are just some of the reasons a Seller should hire a REALTOR®.
 

Ethical treatment.

Every REALTOR® must adhere to a strict code of ethics, which is based on professionalism and protection of the public. As a REALTOR®’s client, you can expect honest and ethical treatment in all transaction-related matters. The first obligation is to you, the client.
 

An expert guide.

Selling a home usually requires dozens of forms, reports, disclosures, and other technical documents. A knowledgeable expert will help you prepare the best deal, and avoid delays or costly mistakes. Also, there’s a lot of jargon involved, so you want to work with a professional who can speak the language.
 

Objective information and opinions.

REALTORS® can provide local information on utilities, zoning, schools, and more. They also have objective information about local selling practices. REALTORs® can use that information to help you determine if your offer has what you need.
 
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HOMESELLER SERIES – HOMESELLER SERVICE GUARANTEE

Thursday, May 19th, 2022

Honesty, Integrity, Trust, Neighbourhood Expertise- Servicing the Lower Mainland, B.C.
 

Homeseller series - Homeseller Service Guarantee

Homeseller series – Homeseller Service Guarantee


 
You can rest assured that I will do my best to help you find the purrfect buyer and terms.
 
REALTORS® handle hundreds of transactions over the course of their careers and have up-to-date experience with what is needed. Successfully selling homes since 2010 has given me plenty of feedback from many clients. I operate my real estate business with the following guarantees:
 
• Help you create and upload your MLS® listing and supporting documents required

• Present your propety in the most professional and futuristic manner possible

• Point out issues or concerns and offer resolutions

• Recommend terms or subjects to assist and protect your interests

• Professionally represent you during negotiations

• Arrange key release with your buyer
 
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Local South Surrey REALTOR® Review

Thursday, February 10th, 2022

I am always looking for ways to improve my services and the products I offer to my clients here in South Surrey. Don’t take my word for it though. Here’s what Mr. Scott had to say for his REALTOR® review:
 

Local South Surrey REALTOR® review

Local South Surrey REALTOR® review


 
Jeanine made my transition to a new city feel effortless. She went over and above what she needed to do for me. Jeanine is extremely knowledgeable and is very prompt when questions are asked. I recommend her services to anyone looking to purchase or sell their property.
 

WHAT DO REALTORS® DO FOR BUYERS?

1. Introduce you to excellent mortgage lenders in our area
2. Make you aware of applicable taxes and typical transaction costs
3. Offer feedback on neighbourhoods and stratas
4. Easy email-MLS® search set up
5. Book showings and tour you through applicable homes
6. Prepare your offer documents (approximately 30 pages worth)
7. Negotiate terms and price with yourself and the seller
8. Assist your review of all applicable documents regarding your due diligence
9. Hand your keys over on closing day!
 

REMEMBER, HIRING A REALTOR® AS A BUYER IS FREE

Buyer’s do not pay commissions. The seller pays the fee for your REALTOR®.
 
This structure makes these services at no cost to the buyer, their experience, education, and time comes at no cost to the buyer!
 

TO VIEW HOMES FOR SALE IN THE LOWER MAINLAND – CLICK HERE

 

TO SPEAK WITH JEANINE OSBORNE, REALTOR® – CLICK HERE

 

TO VIEW MY OTHER TESTIMONIALS – CLICK HERE

Surrey B.C. REALTOR® Testimonial

Wednesday, January 26th, 2022

Local Surrey REALTOR® Testimonial

Local Surrey REALTOR® Testimonial


 

As a first time home buyer, I needed expert guidance to navigate the housing market. Jeanine from Purrfect Properties was that expert. She was professional, friendly and brought a wealth of knowledge to every step of the process. I highly recommend Jeanine to any buyer/seller, especially to those with pets. Homer (my dog) & I are settled in the perfect home, thanks to Jeanine!


 
TO VIEW HOMES FOR SALE IN SURREY – CLICK HERE
 
TO VIEW HOMES FOR SALE IN WHITE ROCK – CLICK HERE
 
TO SPEAK WITH JEANINE OSBORNE, REALTOR® – CLICK HERE

It is Our Privilege Knowing Jeanine as our REALTOR®

Monday, December 6th, 2021

It can be tricky to find a REALTOR® who wilL give you an honest opinion of how a property or location is. Often times, REALTORS® can be far too concerned with getting the deal done and not with your concerns. It makes sense to me that you would want to check testimonials before starting to work with a REALTOR®. Or you could just listen to my clients words:
 

Surrey Realtor Testimonial Review

Surrey Realtor Testimonial Review


 
It’s our privilege knowing Jeanine as our REALTOR. We have been more satisfied with the excellent service she provided. This our second purchase of a home and turns out to be the BEST experience we ever had. With her, it’s exceptional!!!
 
She’s an expert guide and made us aware of the whole process in buying. Jeanine is so knowledgeable with what she does and helped us get the place we wanted. We felt blessed and happy with her service and dedication.
 
I and my hubby highly recommend Jeanine in assisting you finding a best place our selling your current one. Jeanine turned our dreams into a reality and we’re pretty sure yours too”.
 
-The Galapates-
 

A Side Note

 

VIEW HOMES FOR SALE IN THE FRASER VALLEY HERE

 

CONTACT JEANINE OSBORNE, REALTOR®

How do you know if you’ve picked a good REALTOR®?

Friday, November 5th, 2021

Some people think it has to do with availability and responsiveness. Some folks say it has to do with ethics and honesty.
 
I think it has a lot to do with protecting my clients from many pit-falls that can occur in their purchase process. I help my clients navigate their adventure through blind bidding, price baiting, unconditional offers, direction of presentation of offers and many more industry specific and time sensitive scenarios.
 

Here’s what some of my past clients had to say about me:

 

Local REALTOR® Testimonial – Jeanine Osborne


 
Jeanine helped us buy our first home and we could not have been more pleased with the process! My partner and I contacted Jeanine initially based on the positive experience I had when I accompanied a friend to look at homes.
 
Jeanine came to our first meeting enthusiastic and well prepared, and every interaction we had with her after that was the same. She’s the perfect balance between professionalism and complete honesty which was a real asset given we were first time home buyers. Jeanine provided us excellent direction, prompt availability, and a wealth of knowledge regarding various homes that we looked at. Moreover, she considered our personal plans for the future to help guide us make the right choice towards a home with potential for growth.
 
Given the stories I’ve heard related to the quality of service my friends have received from various realtors – I’d say we hit the jackpot with Jeanine!
 
I hope we’re in our new home for a long time, but when it’s time to move, I definitely wouldn’t hesitate to work with Jeanine again or give her anything but the highest recommendation.
 

View my other testimonials here

 

View Homes for Sale in the Lower Mainland Here

Search Pet Friendly Stratas for Sale in the Lower Mainland!

Monday, November 1st, 2021

You find a great home, you write an offer, all to find out that Fido isn’t allowed to come. The property is not pet friendly, yet the MLS® listing said there were no restrictions, how does this happen? Well it happens all too often in the Lower Mainland and Buyers with pets pay the price.
 
How do I find a Pet Friendly Condo in the Lower Mainland that will allow both me and my pet to move in? Are pets allowed at Condos?  Get help finding the right home for you and your pet(s) with this Lower Mainland Pet Friendly REALTOR®.
 

Pet Friendly Homes For Sale in the Lower Mainland

Pet Friendly Homes For Sale in the Lower Mainland


 

Click here to search all pet friendly condos for sale in the Lower Mainland.

 
The search is probably frustrating for you when you try to find that feather or fur friendly home.  It’s a bone of contention with me, I love pets and think REALTORS® could work a lot harder to be more clear with listing this correctly. It doesn’t make up for the problematic system; however the best reason I can give you as to why you see discrepancies like this is because:
 
Many REALTORS® choose not to read the condo documents before they list a property. Many REALTORS® don’t look at condos docs, at any point. Perhaps even your buyers agent won’t look at condo docs for you.  Every agents services are different and industry standards are changing all the time.
 
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From Beginning to End…

Tuesday, October 12th, 2021

Realtors aren’t just agents. They are an Expert Guide. Buying a home usually requires dozens of forms, reports, disclosures and other technical documents. A knowledgeable expert will help you prepare the best deal and avoid costly delays and mistakes. There’s also a lot of industry jargon, so you want to work with a professional who can speak the language.
 

South Surrey Realtor - Homebuyer Testimonial

South Surrey Realtor – Homebuyer Testimonial


 

I know I put Jeanine to the test with purchasing my first home. However, her due diligence of finding me just the right house for me paid off. Jeanine was not only confident in knowing what my needs were, but also in finding me a home for my family which we love.
 
She never gave up, and when I had, she went the extra mile. I want to thank Jeanine for her professionalism, patience and genuine interest in customer care and service. She has that ‘special caring-concern and guidance’ that goes way beyond. She guides you through each step of the way and genuinely holds your hand and offers the assistance of others who also have the integrity and sincerity in their profession to provide services upon completion.
 
If you are reading this letter, I want you to know that with Jeanine, you are in the best hands, having her work with you. Her compassion, professionalism and expertise as a REALTOR® is outstanding and I know that she will do her very best to ensure you are provided with the best service from beginning to end.
 
-Mrs. Robertson

 

View my Home Buyer Service Guarantee here

 

Find Your Purrfect Property for Sale in B.C. here

 

View more Testimonials Here!
 

Better Service Starts Here

Thursday, August 5th, 2021

It’s critical to select a real estate professional to help you buy or sell in today’s changing market. Want to know what your home is worth in today’s real estate market? Call me for a no-obligation consulation to learn your homes’ top market value.
 

Surrey Realtor - Homebuying testimonial

Surrey Realtor – Homebuying testimonial


 

As first time home buyers, we couldn’t have valued Jeanine more! She was patient and ensured we understood every step of the process, gave us endless professional advice on the to do’s and do not’s of real estate and overall was a joy to be around! Her amazing work ethic and dedication to her clients definitely did not go unnoticed. We are so thankful for all her help. Thank you so much Jeanine!!

 

View my Home Buyer Service Guarantee here

 

Find Your Purrfect Property for Sale in B.C. here

 

Let’s Go Find Your Purrfect Property Together!